About Intelligent Adviser 

Your friendly, expert Mortgage and Protection Advisers 

At Intelligent Adviser, our clients are at the very heart of our business. Our award-winning approach ensures that you always receive expert, jargon-free financial advice on a range of mortgage and protection solutions.  
We are very proud of the fact that most of our business is referral-based, and our new and existing clients recognise the high level of service we provide. We are fully committed to providing a seamless experience for every single one of our customers. 
Our promise to you: 
To be open, honest and transparent in how we deal with you 
To communicate clearly, promptly and without any jargon 
To seek your views on how we work, so we can improve 
To always meet your expectations and beyond 

Meet the Owners 

Heme Lakhani - Mortgage & Protection Adviser 
Email: heme@iadviser.net | Mob: 07966 263290 
“Before I became joint owner of Intelligent Adviser, I worked in the industry as a Mortgage & Protection Adviser for many years. This invaluable experience has given me a strong foundation of financial knowledge and expertise, which enables me to give professional, high-quality mortgage and insurance advice to a range of people and businesses. My main aim is to help my customers find the protection they need for their individual situation, as well as great mortgage deals.” 
In 2016, Heme won Top Life Insurance Adviser, Top General Insurance Adviser and Top Overall Protection Adviser (Pink Home Loans). 
Minay Raithatha - Mortgage & Protection Adviser 
Email: minay@iadviser.net | Mob: 07958 632573 
“Having worked in financial services for many years before I became joint owner of Intelligent Adviser, my aim is to provide expert advice in a simple, friendly manner to all our customers. Previously, I have been a Director of another financial firm, a Financial Adviser and Protection Adviser at several firms, and I am particularly experienced in advising on new-build purchases. When it comes to mortgage and protection advice, my ethos is to offer full support to our customers for the long term.” 
Over the years, Minay has won multiple awards including Protection Adviser of the Year (2012), Midlands Adviser of the Year (2014), and in 2015, Top Protection Adviser Midlands and Top Overall Protection Adviser (Pink Home Loans). 
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